Web commerce is getting popular these days. One can sit at home comfortably and purchase necessary items in the site http://merchantaccountsolutions.com with the help of credit and debit cards. One may expect a secured payment for the payment transaction. Hence an online merchant must have his own merchant account or free merchant accounts to accept card payments. Merchant account is easy to obtain from bank if the merchant has a strong successful background, but for a new businessman who does not have any history; it would be a bit difficult to get a merchant account. The solution to such merchants is Free Merchant Accounts. These are created by third party service providers who process card payment online. Merchants are free from initial payment fees. Many advantages come with Free Merchant Accounts. Some of them are 24/7 customer care and built in cart. It provides a very speedy and hassle free service. Though many Free Merchant Accounts providers exist, one has to be very careful in choosing a genuine provider. If the business man wishes to do business with huge amounts of money, then it is better that he owns his own merchant account instead of using the Free Merchant Accounts service for better handling of his transactions.